• Do our property/casualty insurance policies cover everything they should insure?

• Have we properly identified and measured our exposures to loss?

• Are we receiving the appropriate level of service from our insurance service providers such as our broker(s), claim service providers, insurance companies and other vendors?

• Can we obtain better service by conducting a competitive placement of our property/casualty programs?

• What is our capacity to retain risk - and could we benefit by self-insuring more?

• Have we adequately identified and assessed our risk exposure in negotiating a purchase or sale of a business or division?

• Will we recover from the insurance company everything we are entitled to as a result of a large property claim?

• How can we save money?

• How does our organization's risk management program compare to others within our industry?

• Do we need to consider Business Continuity and Kidnap-Ransom Plans?

• Should we be considering alternative risk financing techniques such as a captive insurance company, self-insured pool or trust, or perhaps using the capital markets to finance risk?

If you desire answers to these questions or others, Pinnacle's risk management consultants can provide the answers. Our phone number, email and address are all located in the Contact Us section .